Why Housing Societies in Maharashtra Struggle with Maintenance Dues —and What They Can Do About It

In every cooperative housing society (and even commercial premises societies), there are always a few members who delay or completely avoid paying their dues. Whether it’s maintenance charges, lift and water expenses, or service staff salaries, these non-payments create a ripple effect on the entire society.

Timely payments ensure uninterrupted services and preserve the financial health of the society. So why do so many societies still struggle to recover these dues?

The Cost of Inaction

When managing committees ignore or delay recovery action, compliant members end up footing the bill. This leads to internal conflict, cash flow issues, and sometimes, deteriorating common services. Moreover, failure to act against defaulters weakens the society's credibility and sets a dangerous precedent.

What the Law Says

Maharashtra has a clearly defined legal mechanism under Section 101 of the Maharashtra Cooperative Societies Act, 1960 (now Section 154 B(29)). This empowers societies to recover dues without going to a cooperative court. The process begins with issuing notices and can eventually result in the seizure and auction of the defaulter’s movable—and in some cases, immovable—property.

So Why Is Recovery Still So Hard?

Despite the legal process, many societies face challenges like:

• Lack of awareness about the procedure

• Internal disagreements within the managing committee

• Fear of backlash from influential defaulters

• Time-consuming paperwork and legal follow-ups

  
  

Where does Finio Come In

At Finio, we specialize in zero upfront cost recovery solutions. We work on behalf of cooperative housing societies and commercial complexes to recover dues legally and efficiently—without straining internal relationships or breaking any laws.

We:

• Send notices and warnings on your behalf

• Prepare and file all documentation under Section 101 / Section 154

• Represent the society through the hearings and with all government authorities

• Manage defaulter communication professionally

• Expedite the court order and execution process
  

  

  Finio provides a No Recovery No Fee Model to societies for recovering their dues quickly.

A Win-Win Model

Best of all, our “No Recovery, No Fee” model ensures that your society only pays when we deliver results. You don't have to chase residents or worry about complex legal procedures. That’s our job.

Ignoring society maintenance recovery is not just unfair—it's unsustainable. But with the right legal tools and a professional legal partner like Finio™, your society can finally restore financial discipline and community harmony.

Want to start your recovery process using the legal and hassle-free way? Contact us today.